Who Can Serve As A Care Giver For Long-Term Care Support?
As we age, living independently and caring for ourselves alone can become more difficult. As a result, the need for long-term care increases the older we get. Although one-third of older Americans will never have to use long-term care services, the vast majority will. The Department of Health and Human Services (DHHS) says that individuals aged 65 and older have a 70% chance of requiring some form of long-term care at some point during their lifetime. The length of time that one will need such assistance can vary. Though according to the statistics, women, on average, use long-term care services for a more prolonged time than men.
Long-term care is a term that embodies many different services designed to support a person as they live their life each day. It can include caregivers coming to one’s home to help out or living full-time in a nursing home or other long-term care facility. Though, DHHS indicates that most Americans take advantage of in-home help more than use nursing homes.
Suppose you are a resident of The Villages, Florida, and you have questions about long-term care. In that case, you are welcome to come in and speak to a Florida Medicaid planning attorney at Millhorn Elder Law Planning Group to learn more about what long-term care encompasses and what options are available to help finance such support.
Individuals That May Be Long-Term Care Support Providers
When it comes to long-term care providers, older adults have options. A caregiver can be any of the following:
- A family or friend that takes on caregiving duties without pay.
- A family or friend that takes on caregiving duties with payment.
- A licensed nurse or a certified home health aid.
- A traveling therapist.
- A community-based center that provides adult day services.
- A nursing home or another type of long-term care facility.
Breaking down what the majority of Americans use for long-term care, it is clear that Americans, by enlarge, utilize at-home services most often. Of all the older Americans that use long-term care services at home, 59% use unpaid care, while 42% use paid care. In total, 65% of older adults will take advantage of at-home care.
On the other hand, 37% of older adults utilizing long-term care services will do so in a long-term care facility. Approximately 35% of older adults in this situation will choose to stay in a nursing home, while 13% will reside in an assisted living facility.
Further, on average, men and women who use any type of long-term care services will do so for about three years. Individuals that use at-home care are estimated to need it for at least two years overall, while those that require care in a facility will use it for a duration of about one year.
Speak to a Florida Long-Term Care Planning Attorney Today
Figuring out who or what will be the right provider for your long-term care needs is something that will heavily depend on your preferences, circumstances, and personal requirements. There is enough data to conclude there is a good chance you may have to pay for long-term care whether you have a paid in-home provider or pay for living in a long-term care facility. So, taking the time to plan in advance for needing long-term care can be advantageous.
Please call The Villages Medicaid planning attorneys at Millhorn Elder Law Planning Group today to schedule a free consultation at 800-743-9732 where you can discuss your long-term care needs.