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Recent Blog Posts


What to Look for When Shopping for Long-Term Care Insurance

By Eric Millhorn |

The cost of skilled long-term care continues to explode. In Florida, many nursing homes are charging up to $100,000 a year for a private room, and semi-private rooms are not much cheaper. If you are looking for ways to defray the cost of getting older, then buying long-term care insurance could be an option…. Read More »


It’s Time to Review Beneficiary Designations

By Eric Millhorn |

Many assets don’t pass through a will or the probate process. Instead, you name a beneficiary on the policy itself. This is particularly true regarding life insurance policies and retirement accounts like a 401(k) or an IRA. You might have other payable on death (POD) or transfer on death (TOD) accounts that have a… Read More »


Should You Get Paid for Taking Care of Mom or Dad?

By Eric Millhorn |

As parents age, they increasingly need help with daily activities such as getting dressed, bathing, and cooking meals. Other seniors are virtually bedridden. Watching our parents decline is difficult. However, there are other practical concerns that loom large. Who will take care of your parents? Can you afford to hire at-home help, or does… Read More »


How to Find a Will

By Eric Millhorn |

Writing a will is technically optional under Florida law. If a person dies without a will, then his or her estate will be distributed to heirs under Florida law. Of course, we recommend that everyone create an estate plan, which might include a will. However, according to USA Today, almost 2 out of 3… Read More »


Should You Mediate a Probate Dispute?

By Eric Millhorn |

Most estates are probated without any controversy. However, sometimes parties disagree about certain issues. For example, a creditor might make a claim for payment that the personal representative does not believe is legitimate. Probate disputes can be lengthy and time-consuming. In Charles Dickens’ famous novel, Bleak House, a probate dispute ends up eating the… Read More »


Advantages and Disadvantages of Electronic Wills

By Eric Millhorn |

We have written before about electronic notarization of legal documents and how this represents a sea change in Florida law. Today, we want to discuss whether your entire will should be electronic. Electronic wills have certain advantage and disadvantages. But, as experienced estate planning attorneys in The Villages, we also want to caution against… Read More »


How to Reduce Costs of Long-Term Care

By Eric Millhorn |

Nobody wants to spend the end of their life in a nursing home, but millions of people will. And the cost is eye-popping. According to Senior Living, the average annual cost of a semi-private room in a nursing home in Florida is almost $100,000. It might be more or less depending on where you… Read More »


Put Your Intentions in Writing

By Eric Millhorn |

Here is a common situation. An elderly person wants to provide for a grandchild or a niece or nephew and tells her children about her intentions. “When I die, make sure to give Joe $20,000 for a down payment on a home” or things to this effect. However, the elderly person dies without making… Read More »


Do You Want to Avoid Probate?

By Eric Millhorn |

Probate is the process of validating a will and then paying off the estate’s creditors in an orderly fashion. Once creditors have been paid, the estate’s personal representative will distribute property according to the will or, if there is no will, according to Florida’s intestacy rules. Probate is overseen by the probate court, which… Read More »


Many Nursing Homes Still Lack Generators

By Eric Millhorn |

Hurricane Irma revealed a weakness in nursing homes and critical care facilities. In particular, they lacked any alternate power source, such as a generator. As a result, a dozen residents died from heat-related reasons in a Hollywood, Florida nursing home when Irma struck. Our legislature responded by passing a law that required nursing homes… Read More »

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