Category Archives: Elder Law
Questions To Ask A Long-Term Care Facility
When an elderly parent or loved one can no longer live on their own, it is time to consider a long-term care facility. These facilities help residents with daily activities, such as getting dressed or preparing meals, as well as with their medical care. Choosing a long-term care facility is not easy, and you… Read More »
Protect Yourself From Common Financial Scams
Older Americans are ripe targets for all kinds of financial scams. Many have no spouse or adult children living with them, and they might be worried about falling sick and growing old. As a result, savvy scam artists prey on America’s seniors, hoping to hoodwink them into handing over their money. To protect yourself,… Read More »
Some Medicaid Planning Basics In Florida
A semi-private room in a Florida nursing home costs over $11,000 a year. And, with most people living much longer, some long-term care is almost inevitable. These costs add up over time, and it does not take long for this expense to erode a financial legacy that it took a lifetime to build. Medicaid… Read More »
Taking Advantage Of An ABLE Account
How much a person has in assets, including savings accounts, can sometimes affect the person’s eligibility for government aid and their ability to effectively plan for the future. This can be especially troublesome for people with disabilities, or for parents or guardians of children with disabilities who are organizing their estate plans with a… Read More »
Prenuptial Agreements and Senior Marriages
It is common for a spouse to remarry after the death or divorce of a previous spouse. A prenuptial agreement can be an important tool in any marriage, but can be especially useful for people who are marrying for the second or third time and are towards the later years of their life. What… Read More »
Medicaid Planning Frequently Asked Questions
In the United States, long-term health care is extremely expensive. Many people who find that they are facing a diagnosis like Alzheimer’s or other degenerative conditions may not have the money to pay for the care that they need. Even some people who have saved money may find themselves destitute after spending all their… Read More »
What Are Advance Directives?
As we get older there are a lot of things that we need to start considering. One thing that we need to make sure we have completed are our advance directives. People of all ages should complete their advance directives and make them available for their loved ones and medical professionals, but this becomes… Read More »
Protecting your Assets when a Spouse Needs Long-term Care
When a loved one is ill, there are a lot of concerns. Is she getting good care? How will we pay for the care? What happens if he cannot come home? Among the concerns that trouble people the most is the fear that the cost of long-term care will exceed one’s financial resources. In… Read More »
Medicare Changes May Lead More Seniors to Stay at Home
Nationwide, there is a growing movement among state legislatures to push for reforms aimed at keeping seniors out of nursing homes. This push comes from a lot of places. For some, concerns about abuse and neglect make people avoid admission as long as possible. Others simply feel dehumanized by being taken out of their… Read More »
What is Florida’s Medically Needy Program, and How Does it Work?
With the implementation of the Affordable Care Act, many states have enacted laws expanding Medicaid coverage by offering insurance to more people than were previously eligible. However, not all states participate in Medicaid expansion. Florida remains one of several states that have opted out of expansion; therefore, it is very difficult for adults to… Read More »
